Because my father and brother both had colon cancer, it’s a foregone conclusion that everyone in our family gets regular colonoscopies, about once every three years. I’m 52 now, and had my last one four years ago when I had a good job with healthcare benefits that covered the cost. They found four polyps and removed them, and I was told to come back in 2007.
But I lost that job about six months before I was due for my next scope. And we had the COBRA option, but with a family of four (my wife’s employer doesn’t provide health benefits) it would cost us $1500 per month, which was more than I was making in total with temp work. So we got the state-sponsored coverage for the kids and just tried to stay healthy ourselves.
Still, I couldn’t shake the image of my dad dying from his cancer. And compared that to my brother, who caught his early enough to survive, thank God. It was stressing us both, my wife and me, wondering what was possibly happening inside my body. The cost of a colonoscopy paid in cash would be $2500. Our situation was no extra money, bad credit and a real sense that if I just didn’t think about it it would go away.
Yeah, sure. So in the middle of the night one night, when I couldn’t sleep, I went online looking for fast cash. I found Phoenix Car Title Loans. It made sense: I owned my Taurus outright — no payments left. It’s book value was $6000. All I needed to borrow was $2500 to get the test, and maybe reduce my stress levels enough to handle other problems we are facing.
The online application made it easy, and it took only 20 minutes. I got the money in one day, so I called my doctor. When he found out what I had to do to get the money, he waived his own fees and saved me some money there. Best news of all, I had only two polyps, the non-cancerous types, and they said I can probably wait five years before my next scope.
Car cash title loans are one of the ways families can take care of themselves in this economy. For us, it’s smart money.
