My family and I were sitting in Pizzeria Bianco. There was something wrong with my youngest son Jeffery. He had this terrible look on his face. We hadn’t even started eating and he looked like he was going to throw up. I didn’t notice it before because he had been fine on the car ride here. I asked him if he was alright and he just shook his head no. I ask what was wrong and his face went red and he grabbed his stomach.

I had to get him out of there. He clearly was not ok I took him to the Phoenix Memorial Hospital right away, leaving behind my husband with William and Kyle. They said everything would be fine. I got to the hospital and they took him in immediately. It was clearly an emergency. By the time we got there Jeffery was throwing up blood. He had to get his appendix removed.

I didn’t have very good insurance at the time. It only covered a part of the payments. I had to come up with a little over a thousand dollars. I they discussed how I could afford it. I found out I could pay for it in a car title loan. Auto title loans are an easy way to get money fast. I just filled out the application and got a call back immediately. I paid my bills right away.

Now Jeffery is doing fine. He is bragging about his scar to all his friends and I always have to tell him to stop.

-Liz H.

Phoenix, Arizona

Because I own a pickup truck, it’s possible to take advantage of certain business opportunities. I own a Chevy pickup, an Silverado, which I drive to work and especially for weekends out at the Sonoran Desert. But with the fire season in southern California this year, I know I can get hauling and clean up work there for the next several months. This is money that doubles my income. And the work lasts for up to six months, depending on various contracts and, of course, the fires themselves. I’m not saying I hope for the fires, far from it. But someone has to do the work.

That extra money could go a long way to wiping out some personal debt. We had a family medical emergency a few years ago and aside from the personal pain to my wife and me, we were left with bad credit and big bills. So naturally, I have to look for ways to make more money when I can.

The trouble is I need to take time off from my job here in Phoenix. My employer is an old friend, and we work it out to do it this way from time to time. All good, except the work in California (or Nevada, Colorado, Arizona or New Mexico) involves me working as a subcontractor. So that means waiting for the people up the food chain getting paid. And then there’s there the issue of waiting on insurance claims settlements.

So that means no pay for four, six maybe even eight weeks. How would my wife and me pay our bills over that time? My wife works at home taking care of the kids. There are bills to pay, the rent, truck payments, health insurance, food and old debt. Doubling my income from the fire recovery work would help with all those thing, but I have a timing problem. What I needed is fast cash.

That